The PM Ayushman Card, also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), is a revolutionary health insurance scheme launched by the Government of India. It aims to provide financial protection and accessible healthcare to economically weaker sections of society.
This initiative empowers families with free medical treatment up to ₹5 lakhs annually in empaneled public and private hospitals across the country.
What is PM Ayushman Card?
The PM Ayushman Card is a digital health card issued under the Ayushman Bharat Yojana that enables eligible citizens to receive cashless treatment at hospitals covered by the scheme. It is linked with the individual’s Aadhaar and includes key health details, allowing hospitals to easily verify eligibility and process claims.
Key Benefits of Ayushman Card
- Coverage up to ₹5 lakhs/year per family for secondary and tertiary care hospitalization
- Cashless and paperless treatment at empaneled hospitals
- Over 25,000 hospitals enrolled under the scheme across India
- Includes pre- and post-hospitalization costs
- No restriction on family size, age, or gender
- Transportation allowance is also provided during treatment
Eligibility Criteria
The scheme primarily targets the economically disadvantaged. Eligibility is based on the Socio-Economic Caste Census (SECC) 2011 data for rural and urban areas.
Eligible Categories Include:
- Families with no earning adult between 16–59 years
- Households with only one room and kucha walls/roof
- Manual scavenger families
- Landless laborers, daily wage workers
- Rag pickers, beggars, street vendors
- SC/ST households and families with disabled members
Documents Required for PM Ayushman Card
- Aadhaar Card
- Ration Card (optional)
- Mobile Number
- Income certificate (if asked during offline verification)
How to Check Eligibility
- Visit the official PM-JAY website: https://pmjay.gov.in
- Click on “Am I Eligible”
- Enter your mobile number and verify with OTP
- Check if your name appears in the beneficiary list
How to Apply for PM Ayushman Card
Online Method
- Visit the Ayushman Bharat official website
- Login using your mobile number
- Upload Aadhaar and other documents
- Generate and download your Ayushman Card once approved
Offline Method
- Visit your nearest Common Service Centre (CSC) or empaneled hospital
- Provide your Aadhaar and verify biometrics
- CSC operator will complete the registration
- Card is issued after validation
Where Can You Use the Ayushman Card?
You can use your card in both public and private hospitals that are empaneled under the PM-JAY scheme. Treatment is completely cashless and covers over 1,500 medical procedures including:
- Heart surgery
- Dialysis
- Cancer treatment
- Knee replacement
- Emergency accident care
Important Tips
- Always carry a copy (digital or printed) of your Ayushman card
- Check hospital empanelment before visiting
- Use the “Hospital Locator” on PM-JAY website to find nearby hospitals
- Call 14555 for Ayushman card support
Frequently Asked Questions (FAQs)
Can I use Ayushman card for regular OPD consultations?
No, the card only covers hospitalization costs and procedures.
What if my name is not in the SECC list?
You can apply under the State-specific health schemes or appeal at the CSC center for re-verification.
How long does it take to get the card?
If documents are valid, it takes 2–5 working days for issuance.